What's the money for?
Business funding matched to your goal
Start with what you want the money to do — cover a gap, hire, buy gear, stock up, pay a tax bill, fit out or tidy up debt — and work back to the right option.
Cover a cash flow gap
Short on cash but trading well? Work out what kind of cash flow gap you have and which funding option fits it — a limit, a short loan or something bigger.
Read more →Hire staff
Want to hire but worried about cash? See which funding options suit a new hire, how to budget the ramp-up, and what's changed with Payday Super in 2026.
Read more →Buy equipment
Buying a machine, vehicle or tools? Compare paying cash, leasing and borrowing, match the loan to the asset's life, and check the 2026 write-off rules.
Read more →Buy stock
Need to buy stock before you can sell it? See which funding suits restocks, bulk buys and peak-season orders, and how to test if a stock buy will pay off.
Read more →Pay a tax bill
Tax bill bigger than expected or ATO debt building up? Compare an ATO payment plan with a business loan, and see which option fits your situation.
Read more →Fit out or move
Fitting out a shop, clinic or workshop, or moving to bigger premises? See which funding options suit, how to budget the hidden costs, and what to prepare.
Read more →Tidy up debt
Juggling several business debts? See when refinancing or consolidating makes sense, how to compare total cost, and which option suits your situation.
Read more →You know your business. Let's find your fit.
Answer a few honest questions in about 60 seconds. No credit check to ask, no lender lottery, and a real person who calls to talk through what suits you.
No credit check to enquire
Matched, not sprayed
A real coach on your case