About us
We help you work out which funding fits — before anyone asks you to sign anything
My Funder is a funding coach for Australian business owners who want to understand their options first.
Why My Funder exists
Most business owners don't wake up wanting a loan. They wake up wanting to hire the apprentice, buy the second van, stock up before the busy season or get a tax bill off their back. Finance is only ever a means to that end — and yet the way it's usually sold starts with the product, not the person.
We flip that around. We start with where your business is at, what you do and what the money needs to achieve, and work back to the options that genuinely fit. Sometimes that's a property-secured loan. Sometimes it's an unsecured facility or a line of credit. Occasionally the honest answer is "not yet — here's what to do first", and we'll tell you that too.
Who we help
Australian businesses at every stage — from owners just getting started to established operators and businesses bouncing back after a rough year. Tradies, cafés, clinics, online stores, transport operators, manufacturers, consultants and plenty in between.
- Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
- Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Bad credit and ATO debt considered case by case.
- Business purposes only.
How we work
You can explore on your own first: the 2-minute funding profile ranks your options, and our guides go deep on each stage, industry and goal. When you're ready, the 60-second enquiry goes to a real person, who reads your answers and calls you to talk it through.
We don't publish interest rates, because every business loan is priced on its own circumstances. What we can promise is a straight conversation about what's realistic for you.
Our promises
No credit check to enquire
Exploring your options leaves your credit file untouched. A credit check only comes up once you've chosen to go ahead.
Matched, not sprayed
We don't fire your details at a crowd of lenders. Your enquiry is matched to the option that suits your profile.
A real coach on your case
A person reads your answers and rings you. Honest, accurate answers on the form mean the right fit the first time.
One request from our side: please fill in the enquiry form accurately. It's the single biggest thing that helps us match you properly the first time, rather than after three phone calls.
You know your business. Let's find your fit.
Answer a few honest questions in about 60 seconds. No credit check to ask, no lender lottery, and a real person who calls to talk through what suits you.
No credit check to enquire
Matched, not sprayed
A real coach on your case